October 2026 U-Save double rebates up to S$190, plus S&CC for HDB households

More than 1 million Singaporean HDB households will receive a Service & Conservancy Charges rebate and double the regular U-Save rebate in October 2026. Eligible flats get up to S$190 in U-Save this month, depending on flat type.

October 2026 U-Save double rebates up to S$190, plus S&CC for HDB households
October 2026 U-Save and S&CC rebates. Image: Ministry of Finance

October is the third FY2026 disbursement under the permanent GST Voucher scheme, after April and July, with January 2027 still to come. The regular S&CC and U-Save rebates sit under GSTV. An additional U-Save tranche was announced in the second support package tied to the Middle East situation, and that additional amount credits together with the regular GSTV U-Save in October 2026 and January 2027.

October U-Save by flat type

For October, eligible households receive GSTV U-Save plus the 2026 Additional U-Save at the same time:

  • 1- and 2-room: S$95 + S$95 = S$190
  • 3-room: S$85 + S$85 = S$170
  • 4-room: S$75 + S$75 = S$150
  • 5-room: S$65 + S$65 = S$130
  • Executive / Multi-generation: S$55 + S$55 = S$110

Across FY2026, eligible households receive up to S$760 of U-Save for 1- and 2-room flats, then S$680, S$600, S$520 and S$440 for 3-room through Executive / Multi-generation. That is double the regular GSTV U-Save amount for the year.

S&CC rebate in October

Eligible households also receive up to 1 month of S&CC rebate in October:

  • 1- and 2-room: 1.0 month
  • 3-room and 4-room: 0.5 month
  • 5-room: 0.5 month
  • Executive / Multi-generation: 0.5 month

FY2026 S&CC totals run up to 3.5 months for 1- and 2-room flats, 2.5 months for 3- and 4-room, 2.0 months for 5-room, and 1.5 months for Executive / Multi-generation. Dollar amounts differ by town council because S&CC rates vary by flat type, design and location.

Who gets it, and how it lands

For U-Save, if the flat is partially rented or not rented out, there must be at least one Singaporean owner or occupier. If the entire flat is rented out, there must be at least one Singaporean tenant. Households whose members own more than one property are not eligible. For S&CC, there must be at least one Singapore Citizen owner or occupier, owners and essential occupiers must not own or have interest in a private property, and the whole flat must not be rented out.

No action is required. U-Save credits into the household utilities account with SP Services. S&CC credits into the S&CC account with the Town Council. Unused U-Save rolls over to later utility bills and cannot be encashed. Queries on U-Save go to SP Group on 6671 7117; S&CC eligibility checks sit on MyHDB Page under View Service & Conservancy Charges (S&CC) Rebate.

Rachel Ng
Rachel Ng
Rachel Ng is Little Big Red Dot's Money, Career & Practical Living Editor. She helps readers navigate everyday decisions about money, career, and life in Singapore — from CPF contributions to career pivots to choosing the right insurance plan. She writes like a smart older sister who wants to help you make better decisions.

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