The Citi Cash Back+ Card welcome offer is a card sign-up Deal, not an everyday merchant discount. Citi’s page lists a welcome gift of up to S$320 cash back for new Citi cardmembers, valid till 30 June 2026.
The working mechanic is 8 per cent cash back on qualifying spend in the first two months, with a minimum qualifying spend of S$800 and a cap at S$4,000 qualifying spend.
Offer Snapshot
- Merchant or issuer: Citi.
- Offer: Citi Cash Back+ Card 8% Cash Back Welcome Gift Promotion.
- Validity: Promotion valid till 30 June 2026.
- Eligible products or payment methods: New Citi Cardmembers only; Citi Cash Back+ Card applicants; Eligible retail purchases as defined in the Citi Cash Back+ Cardmember’s Agreement.
- Value: Welcome gift of up to S$320 cash back; 8 per cent cash back on up to S$4,000 spend in the first 2 months; Regular 1.6 per cent cash back with no minimum spend and no cap.
How To Use It
- Apply for the Citi Cash Back+ Card
- Spend at least S$800 in the first 2 months
- Keep qualifying spend within the welcome-offer cap of S$4,000
- Receive up to S$320 cash back at 8 per cent on qualifying spend
Spend, Caps And Exclusions
- Minimum qualifying spend of S$800 in the first 2 months
- Welcome offer is capped at S$4,000 qualifying spend
- Applicant must meet the card’s income and application requirements
- Maximum welcome gift is up to S$320 cash back
- 8 per cent welcome cash back applies on up to S$4,000 spend
- Existing Citi cardmembers are not eligible for the new-cardmember welcome offer
- Spend must qualify under the Citi Cash Back+ Cardmember’s Agreement
When The Reward Arrives
- Cash back is awarded under Citi’s welcome gift promotion after qualifying spend and eligibility checks
- Regular card earn rate remains 1.6 per cent cash back on spend, with no minimum spend and no cap on regular cash back
Campaign page: Citi Citi Cash Back+ Card 8% Cash Back Welcome Gift Promotion.
Terms page: Citi Cash Back+ Card 8% Cash Back Welcome Gift Promotion terms.
