UOB One Card deal mechanics have been refreshed for new-to-UOB credit card customers. Applications approved from 15 May to 30 September 2026 can qualify for enhanced cashback during the first quarter from the card approval date.
Key Details
- Offer: UOB One Credit Card enhanced cashback promotion.
- Validity: Applications must be approved from 15 May to 30 September 2026.
- Eligibility: New-to-UOB credit card customers applying for the UOB One Card.
- Enhanced period: The enhanced cashback mechanic applies during the first quarter from card approval.
- Spend requirement: Cardmembers must meet the minimum spend requirement for the relevant cashback tier.
- Named enhanced categories: UOB names McDonald’s, Grab, Shopee and SimplyGo as qualifying transactions for the enhanced 5% component when S$60 quarterly cashback is awarded.
- Card positioning: UOB markets the card with up to 20% cashback on dining, online shopping, groceries, transport and more, subject to the card criteria.
How To Claim
- Apply for the UOB One Card within the campaign period and wait for approval.
- Use the card after approval, as the enhanced first-quarter window is counted from the approval date.
- Track the minimum spend requirement and the named merchants or categories that qualify for the enhanced component.
Main Terms
- The promotion is for new-to-UOB credit card customers, not every existing UOB cardmember.
- The enhanced cashback is tied to the first quarter after approval.
- Quarterly cashback and enhanced category cashback depend on meeting the card’s spend and transaction criteria.
Applications and the current card table are on the UOB One Card page.



